A Spending (AKA Budgeting) Plan That Actually Works In Real Life

A Spending (AKA Budgeting) Plan That Actually Works In Real Life

How do you feel when you hear the word budget? Most people we speak with physically recoil, admit they hate it and don’t want to do it, and have other adverse reactions. This makes sense as most often what comes to mind is restriction, not being able to do what you...
How To Be A Loser… (AKA Why Trying To Time The Market Is A Loser’s Game)

How To Be A Loser… (AKA Why Trying To Time The Market Is A Loser’s Game)

Have you heard stories from a friend about how they made some big bucks by buying a stock at the right time? Or how someone saved their ass by getting out of the stock market before a big drop? Have you ever read an article or seen a TV title like “10 Hottest Stocks...
How to chat to your kids about money and finances (and set them up for financial success!)

How to chat to your kids about money and finances (and set them up for financial success!)

If you think back to your childhood, can you remember the lessons, feelings, and beliefs you learned about money and finances? What is your first memory of money? Is it positive or negative? Did your parents struggle with money and did you know that? Was the topic of...
How to Set Your Relationship up for Financial Success

How to Set Your Relationship up for Financial Success

Let’s talk about finances, baby, let’s talk about you and me, let’s talk about all the magical things that money means (if you are an 80’s kid, you know the actual tune this should be sung to). Yay! The one topic most couples love to talk about is money and...
WTH is a Roth IRA conversion and does it make sense for you?

WTH is a Roth IRA conversion and does it make sense for you?

What is a Roth IRA conversion? A Roth IRA conversion is a strategy to help you save money on taxes (if done correctly) in the long run. A conversion moves pre-tax dollars from your retirement accounts such as a 401(k) or IRA into a Roth IRA. The amount that you...
Lions and Tigers and Bears, Oh My! What to do when all you hear and see about the stock market and economy shouts fear, panic, and more…

Lions and Tigers and Bears, Oh My! What to do when all you hear and see about the stock market and economy shouts fear, panic, and more…

Yesterday (11/10/22) happened to be the best day in the stock market since 2020! The U.S. stock market (S&P 500) rose 4.8%, International stocks surged 5%, and publicly-traded REITs increased by more than 6%. Did you hear much about this? I am guessing not as the...