Services and Fees

Financial planning is personal. That’s why we focus on who you are, what you’re dreaming about, and where you want to go in the future.

Here are some questions a financial planner can help you answer:

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How should I invest my money?

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What do I need financially to make my small business dreams a reality?

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I am getting divorced, what should I do?

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How should I be managing my debt?

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What is my investment risk profile and how should I manage financial risks?

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How should I allocate the money in my 401(k) or IRA?

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How can I involve charitable giving in my financial plan?

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We just had our first child. What do we need to think about?

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How much money should I save for my child’s education?

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How much do I need for an emergency fund?

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How much money do I need for retirement?

Fees.

Our annual fees are simple: $6,000 for a single person and $8,000 for a couple. Fees are paid either monthly (out of cash flow) or quarterly (out of investment accounts). We also offer ad hoc and hourly financial planning and wealth management services at a rate of $333 per hour.

Do these numbers scare you?

Don’t let them! A free consultation will allow us to discuss your needs and what’s workable for you. Maybe you have a phenomenal skill to barter or a unique situation. Our door is always open to you.

Why do you charge an annual minimum?

By nature, a partnership with a financial planner is intended to be long term. Establishing a relationship and delving into your unique financial situation takes time. This way, you know that we are with you every step of the way for the long run.

Why is the fee flat?

Charging a flat fee allows you to know exactly what you’re spending for what you get. There won’t be any surprise charges. It also allows you to have complete confidence that we are always managing your money in a way that is in your best interest. Most financial planners charge based on AUM (assets under management), so the more money you have with them, the more money they make. I believe a flat fee is best for you as more money stays in your accounts and you know exactly what you are paying. 

Check out our FAQ for more details or book a free introductory meeting with us today.