How To Be A Loser… (AKA Why Trying To Time The Market Is A Loser’s Game)

How To Be A Loser… (AKA Why Trying To Time The Market Is A Loser’s Game)

Have you heard stories from a friend about how they made some big bucks by buying a stock at the right time? Or how someone saved their ass by getting out of the stock market before a big drop? Have you ever read an article or seen a TV title like “10 Hottest Stocks...
The Differences Between Hourly and Flat Fee Financial Planning

The Differences Between Hourly and Flat Fee Financial Planning

One of the many reasons I launched Empowering Finance was to challenge all of the industry norms that I was told were the only way to “make it/be successful” in the wild world of finance. One of these industry norms is how a majority of RIA (registered investment...
What to teach your kid about money and finances as they head off into adulthood

What to teach your kid about money and finances as they head off into adulthood

Your kid is going off into the real world and there are some crucial things that they need to do to set themselves up for financial success. Whether they’re starting a career, going to college, or taking a gap year, these steps will help them begin their journey...
Lions and Tigers and Bears, Oh My! What to do when all you hear and see about the stock market and economy shouts fear, panic, and more…

Lions and Tigers and Bears, Oh My! What to do when all you hear and see about the stock market and economy shouts fear, panic, and more…

Yesterday (11/10/22) happened to be the best day in the stock market since 2020! The U.S. stock market (S&P 500) rose 4.8%, International stocks surged 5%, and publicly-traded REITs increased by more than 6%. Did you hear much about this? I am guessing not as the...
Finding the Right Financial Planner for You: Fiduciary, Fees, and Focus

Finding the Right Financial Planner for You: Fiduciary, Fees, and Focus

According to the Bureau of Labor Statistics (BLS), there are 275,200 financial advisors across the United States. How are you supposed to find one that values integrity, works in your best interest, and works holistically to help you with more than just your...